I’m from another country and don’t have credit history or a social security number. Would I qualify?

Yes. Applicants from another country, applicants on a work visa, and students without U.S. credit history or a Social Security number may still be reviewed through an alternate process.



You may be asked to provide:

  • Passport or government-issued ID
  • Visa/status documentation, if applicable
  • School enrollment, employment, or internship documentation
  • Income verification, savings documentation, or approved support
  • Qualified cosigner, when needed


No U.S. credit history is not the same as bad credit, but we still need enough documentation to verify identity, income/support, and eligibility.